Practice made perfect
At The Glasgow Law Practice we recognise your home is perhaps your most valuable asset, and if you’re fortunate enough to have paid-off your mortgage, or if you’re thinking of putting a loved one’s name on your title deeds, there are some really important things you need to know.
Some people think that repaying your mortgage makes the bank disappear from your title deeds, that’s not true. Paying the final instalment of your mortgage doesn’t end your ties to your bank until you formally remove the mortgage. Your bank will remain on your title deeds as a party with a right over your property until they are instructed to be removed.
If you decide to sell your house at any point in the future, you will need to have the mortgage removed. No-one interested in buying your home will go ahead with the purchase unless you have a “clean title” meaning your title deeds show no other party having a right over your home.
Should the worse happen and your home is being passed onto a friend or relative in your Will and your mortgage has not been discharged this will pass onto them to deal with prior to being able to make any decisions on selling your property.
Discharge your mortgage and transfer title at The Glasgow Law Practice
Discharging your mortgage is a legal process and requires instructing a solicitor to prepare a “discharge” on your behalf. This is a straightforward procedure and our lawyers will ensure that your mortgage is removed as quickly as possible with the minimum fuss. All we require from you is a copy of your title deeds and your permission to speak with your mortgage lender and we will do the rest.
Fixed Fee
We offer a fixed fee structure for dealing with your Mortgage Discharge.
Get a free quote and find out more about your situation in a free 15 minute case evaluation. Click the button below to book a call from Glasgow’s trusted solicitors. Appointments can be by telephone, videocall or in-person appointment with a solicitor.
jargon free since 1986
At The Glasgow Law Practice we don’t just deal with the “black and white” law of your conveyancing transaction.
We become involved in giving you advice at every stage so that you benefit from our years of experience in dealing with thousands of sales, purchases and remortgages.
This can be particularly valuable in your purchase transaction as we have significant experience of the market and ability to negotiate on your behalf with the selling agent, whose job it is to secure the best price from you for the Seller. In many cases this can result in us being at least “cost neutral“ for you by negotiating more of a reduction in the price than our fees cost you!
How much does conveyancing cost in Glasgow? Our fees are competitive and value for money. Sample fees for typical transactions are below:
£595
£595
The Glasgow Law Practice, Carlton Building
63 Carlton Place , Glasgow,
G5 9TW
The Glasgow Law Practice, Grove House
1 Kilmartin Pl, Glasgow, G71 5PH
The Glasgow Law Practice, Cambuslang
The Glasgow Law Practice, Baillieston