Mortgage affordability in quarter four (Q4) of 2016 for both first time buyers and home movers was lower in Scotland than the rest of the UK, according to new research by Bank of Scotland.
The number of first-time buyers in the UK rose by 7.3% in 2016, from 312,900 in 2015 to an estimated 335,750, according to the latest Halifax First-Time Buyer Review. This is apparently the highest level since the start of the financial crisis in 2007 (359,900).
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